• Home

    Welcome to Platinum Mortgage Company

    Browse around our site and you will find everything you need, including helpful information, calculators and more.
    Also, don't forget to use the form within the banner to see how much lower our rates are than the big banks.
  • Apply Now

      Full Application

       We suggest filling out this application only if your loan consultant has instructed you to do so. This application requires you to setup a user name and password for yourself.

      Download Application

       You can download the application material now and mail or fax it to us. This is a full application that can be printed as opposed to the online application that can be filled out on a browser.

      Our Loan Process

       We pull credit and Create disclosures, we arrange for the borrower to sign the disclosures, we collects any missing loan docs.
  • Purchase
      Purchasing a home is a very exciting time, and being well prepared will help you make better decisions. Take this opportunity to learn more about home buying and the mortgage process.

  • Refinance
      Why pay more than you have to? Don't miss out on super low rates.
      Changing the terms of your loan can benefit you and maximize your monthly income

  • Tools & Info
    Use the form within the banner on the home page to see how much lower our rates are than the big banks. Then fill out our short application to see if you qualify and obtain a pre-approval letter. If you have any questions, just click Contact Us or call us at 800-385-3657.
  • About Us

      Our Company

       Platinum Mortgage Company has been in mortgage brokering business for over 23 years in the state of California.

      Our Staff

       Our Team is deticated to provide you with reliable, efficient, and quick closings - close transactions faster, get paid faster.

      Careers

       Check out how easy it is to join our team.

      Our Media

       Writing/Radio/TV Public relations.
  • Contact Us
Stable company - over 23 Years Old Mortgage and Real Estate Corporation. Privately owned, caring owners, and value added customer service operations.
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Purchase a Home
Are you looking to purchase a home? Use the form within the banner above to see how much lower our rates are than the big banks. Then fill out our short application to see if you qualify and obtain a pre-approval letter.
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Rate Watch
If the rate you desire isn't available, RateWatch can notify you when it is. Just click the link and fill in the rate you are looking for. If the rates ever becomes available, you will be notified.
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Refinance
Are you looking to refinance? Use the form within the banner above to see how much lower our rates are than the big banks. Then fill out our short application to see if you qualify and obtain a pre-approval letter.
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Tools & Calculators
We have put together some helpful information including several calculators to help you make sense of the numbers. We also suggest you use the banner above to see how low our rates and closing costs are!
Our Loan Programs
Conventional Loans With DTI Up To 58%
Stated Income Loans – Up to 60% LTV
FHA Loans – Only 0.5% Down
Jumbo Loans 85% LTV – Up To $2M
Foreign National Loans— 65% LTV
Finance Up To 20 Properties
DU REFI PLUS up to 125% LTV
USDA – 100% LTV – Zero Down
FHA – Down to 500 FICO Score
FHA 203K – 3.5% down
Reverse Mortgage – No Doc, No FICO
Hard Money Loans – Up to 60% LTV
Commercial Loans up to $10 Million
NO MI Loans – Up to 95% LTV
Manufactured Housing Loans
Multifamily Loans – Up to 90% LTV….and more.